CD rate comparison
48 month CD rates
The highest published 48 month CD APY in the BrinkerAdvisor dataset is 4.95% from Popular Direct as of November 9, 2026. Rates and availability can change before an account is opened.
Published 48 month CD rates
| Institution | Product | Term | APY | Source |
|---|---|---|---|---|
| Popular Direct | 48 months CD | 48 months | 4.95% | Original source |
| BTG Pactual Bank | 48 months CD | 48 months | 4.85% | Original source |
| Bread Savings | 48 months CD | 48 months | 4.65% | Original source |
Methodology and limitations
BrinkerAdvisor publishes a bounded comparison dataset assembled from public source pages. CD rankings include up to three nationwide bank options per maturity and exclude credit unions, products not identified as FDIC-insured in the source workflow, and offers with explicit state or customer-eligibility restrictions.
Rates, yields, availability, minimum deposits, penalties, tax treatment, and offering details can change. Verify all terms with the original source before acting. This page is educational information, not a personalized recommendation or an offer to buy or sell a security.