Current fixed-income rates
CD rates by maturity
BrinkerAdvisor currently compares 8 CD maturity groups, using up to three nationwide bank offers per group, as of November 9, 2026.
Highest published rate by CD maturity
| Maturity | Institution | APY | Published term |
|---|---|---|---|
| 3-mo CD | Popular Direct | 4.30% | 3 months |
| 6-mo CD | First Bank of the Lake | 4.55% | 7 months |
| 1-yr CD | Newtek Bank | 4.70% | 13 months |
| 18-mo CD | Bread Savings | 4.85% | 18 months |
| 2-yr CD | Merrick Bank | 4.85% | 24 months |
| 3-yr CD | Merrick Bank | 4.90% | 36 months |
| 4-yr CD | Popular Direct | 4.95% | 48 months |
| 5-yr CD | Sallie Mae Bank | 5.00% | 60 months |
Browse by maturity
Methodology and limitations
BrinkerAdvisor publishes a bounded comparison dataset assembled from public source pages. CD rankings include up to three nationwide bank options per maturity and exclude credit unions, products not identified as FDIC-insured in the source workflow, and offers with explicit state or customer-eligibility restrictions.
Rates, yields, availability, minimum deposits, penalties, tax treatment, and offering details can change. Verify all terms with the original source before acting. This page is educational information, not a personalized recommendation or an offer to buy or sell a security.