Cash alternatives

Money-market fund yields

The highest published 7-day SEC yield in this BrinkerAdvisor money-market set is 3.76% for Vanguard Federal Money Market (VMFXX) as of September 25, 2026.
Updated September 25, 20264 fundsYield convention: 7-day SEC yield

Published money-market fund yields

FundProvider7-day SEC yieldSource
Vanguard Federal Money Market (VMFXX)Vanguard3.76%Original source
Vanguard Municipal Money Market (VMSXX)Vanguard3.16%Original source
Schwab Prime Advantage Money Fund (SWVXX)Schwab3.68%Original source
Fidelity Money Market Fund (SPRXX)Fidelity3.52%Original source

A money-market fund is not a bank deposit. A seven-day SEC yield is not an APY and should not be compared as if the conventions were identical.

Methodology and limitations

BrinkerAdvisor publishes a bounded comparison dataset assembled from public source pages. CD rankings include up to three nationwide bank options per maturity and exclude credit unions, products not identified as FDIC-insured in the source workflow, and offers with explicit state or customer-eligibility restrictions.

Rates, yields, availability, minimum deposits, penalties, tax treatment, and offering details can change. Verify all terms with the original source before acting. This page is educational information, not a personalized recommendation or an offer to buy or sell a security.